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TDS Calculator

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Benefits of Using HROne’s TDS Calculator

Quickly estimate how much TDS to deduct for a specific transaction.

Easy to use, providing fast results in just a few clicks.

Shows both the TDS amount and the related tax rules for the transaction.

Check if the TDS deduction is accurate, avoiding manual errors

How to use HROne’s Free TDS Calculator?

After landing on this page from HROne’s wbsite, you just need to fill the relevant fields-

  • TDS Rates The rates for TDS vary based on the type of payment and the recipient’s tax residency status, as defined in the Income Tax Act and its schedules.
  • TDS Deposit Timeline Deductors must deposit the TDS amount with the government within the prescribed time frame, typically by the 7th of the following month.
  • PAN Requirement If the payee does not provide their PAN (Permanent Account Number), TDS must be deducted at a higher rate of 20% as per Section 206AA of the Income Tax Act.
  • TDS on Non-Resident Payments Payments to non-residents attract TDS under Section 195. The rates vary based on the Double Taxation Avoidance Agreement (DTAA) between India and the recipient’s country.
  • Exemptions and Nil TDS Certain individuals or entities may provide a Form 15G or 15H for nil or reduced TDS on income like interest, provided their income is below the taxable limit.
  • Surcharge and Cess on TDS For specific categories, such as payments to non-residents or high-income taxpayers, additional surcharge and health/education cess may apply on the TDS amount.
  • TDS Certificates (Form 16/16A) TDS deductors issue certificates like Form 16 (for salaries) or Form 16A (for other payments), providing details of the TDS deducted and deposited.

What is the Meaning of TDS?

TDS (Tax Deducted at Source) is basically an amount, which is deducted from your payments—for example, your salary, rent, commission, or interest before you get that amount of money.

The amount deducted is given to the government on behalf of the taxpayer, which is you. That way, there can be no tax fraud, plus, it prevents the hectic procedure of calculating and paying the tax after the amount is received or the payment has been made.

Why is TDS Calculation Important?

TDS Calculation helps you determine the amount of tax that will be deducted from your payment in a very quick manner. All you have to do is enter the basic details required—for instance, who the payment is for, what type of transaction it is, and the payment amount.

The calculator will calculate it and show you your TDS amount.

If you wish to do it manually, you can do so using the following formula:

Average income tax rate = Income tax payable (based on your tax slab) / Total estimated income for the year

What is a TDS Calculator

TDS Calculator is an online tool that you can use to determine the amount of TDS you’ll be paying or will be deducting from your various income payment modes. The limits for the TDS and the taxpayer will differ depending on which payment type—so basically, this TDS calculator helps you figure out that amount. It’s based on the rules of the Income Tax Act, 1961.

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