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Gratuity Calculator

Gratuity Calculator

Total Gratuity Payable

0

Gratuity Amount Investment Options

To invest your gratuity amount, you can have several options. Here are some of them that you might want to consider.

  • Fixed Deposit: FD is a secure investment that guarantees proper returns for you when you deposit your money in a bank or a post office. However, they don’t provide high returns. So, if you prefer security over high returns, Fixed Deposit will be perfect for that.
  • Public Provident Fund (PPF): This is another investment option, which is a long-term savings option with a lock period of 15 years. If you want to get benefits on Tax and is great for planning for retirement.
  • Employee Provident Fund (EPF): This form of investment is beneficial if you’re switching jobs. It allows you to transfer your gratuity funds to your EPF account. It offers security and retirement savings as well.
  • National Pension System (NPS): This investment option allows you to plan for your retirement by letting you invest in a mix of stocks and bonds, enabling you to get potentially high returns.
  • Equity Mutual Funds: This type of investment enables you to invest in stocks and get higher returns over time. You choose an option from multiple mutual funds depending on the type of returns you want and the kind of risk you’re willing to take.
  • Debt Mutual Funds: They’re bonds and fixed-income based investments that offer you stable returns without a high risk.
  • Sovereign Gold Bonds (SGBs): If you choose this type of option, you can invest in gold without holding the metal in its physical form.
  • Real Estate: It means directly investing in property to get returns over years.
  • Bank Recurring Deposits (RDs): When you deposit a fixed amount regularly in your bank account for a particular period of time, it’s called RD.

What is Gratuity?

Gratuity is a form of payment that a company pays to their employees as a way of giving them a reward in return for their services. However, for employees to get this gratuity, they must have worked in that particular company for at least five years. This benefit is regulated by the Payment of Gratuity Act 1972.

But there’s another condition, which is, if an employee gets disabled because of an accident, that person can receive the benefits of this act even if they haven’t worked in that company for five years. The amount of this reward will be based on the employee’s last salary and for how long they have worked in that company.

What are the Eligibility Criteria for Payment of Gratuity?

To be eligible for the payment of Gratuity you’ll need to be:
Qualified for the retirement benefits
Have retired from your job
Should have resigned after working for a company for five years.

What is a Gratuity Calculator?

The Gratuity Calculator helps you calculate the amount of Gratuity you’ll get just by adding two simple numbers the number of years you’ve been working for this company and the amount of your salary.

What is the Formula for Calculating the Gratuity?

You can also calculate the amount of Gratuity manually by using this simple formula:
Gratuity = n*b*15 / 26,
The “n” here represents: Number of years
The “b” represents: Basic salary that you drew last time.

Why Should You Use HROne Gratuity Calculator

You should use Gratuity Calculator as it helps you:
Figure out the amount the company owes you.
Saves you time
Saves you the effort of calculating it manually
Helps you plan your finances easily and plan for future

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